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Comment Archives: Stories: News + Opinion: Health Care

Re: “A Car Crash Paralyzed a Teen. Her Likely Insurance Payout: Just $25,000

Also; I see it all the time where someone opts to go for the minimum for many different reasons; they can't afford it usually because of a horrible driving record which causes the rate to be high or they just don't want to. We are constantly seeing people purchase the policy, get a proof of insurance card, go get their vehicle inspected and then let the policy lapse. I see a much bigger problem with not insured operators more than under insured ones. Where the state could help would be first requiring proof of insurance to get the car registered and if the insurance lapses, their registration gets pulled - many surrounding states do this. Raising the minimum would be great, I always try to get clients to purchase higher limits (especially if you own a home - they will come after assets if you do not have enough insurance) but so many just do not listen. I will keep this girl in my prayers.

2 likes, 1 dislike
Posted by Nicole Citro on 02/03/2018 at 5:21 PM

Re: “A Car Crash Paralyzed a Teen. Her Likely Insurance Payout: Just $25,000

Okay, a little clarification from someone who has been an insurance agent for over 30 years; If I'm reading this correctly, the 13 year old was a passenger in the vehicle, so the Bodily Injury portion of the policy would pay for her medical expenses once the driver was found to be liable for those injuries. The State of Vermont requires at least $25,000 per person Bodily Injury coverage and $50,000 per accident Bodily injury coverage with $10,000 in Property Damage to others. The state also requires as a part of the minimum coverage you must purchase to be legal on the road is Uninsured/Underinsured Motorist Coverage. It would not pertain to the accident like this one...but say you carry the minimum coverage and injury someone in another vehicle and their medical expenses are excessive - your policy would pay the $25,000, then their policy would pay under the UM coverage. The minimum required under the UM coverage is $50,000 per person, $100,000 per accident (both for bodily injury) and $10,000 for property damage. This point was not addressed at all in this article.

3 likes, 1 dislike
Posted by Nicole Citro on 02/03/2018 at 5:21 PM

Re: “A Car Crash Paralyzed a Teen. Her Likely Insurance Payout: Just $25,000

The minimum for injuries should be $100,000. Period.
I was the victim of an idiot driver back in 1980--in the hospital for 8 days, lost months of work, broke both arms, my jaw, a foot, was in casts for a year, had 3 surgeries, car was totaled ... and the guy had $25,000 max on his policy. Nothing about that was fair. He gets away with ruining my life for a long time, and my family got to pay his debt, taking care of me for months ...
We NEED to make this an issue for the legislators until this shit gets DONE!!
Angie, so sorry this happened to your family.

8 likes, 3 dislikes
Posted by Marna Ehrech on 02/02/2018 at 5:02 AM

Re: “A Car Crash Paralyzed a Teen. Her Likely Insurance Payout: Just $25,000

This is not about my insurance. I did not cause this accident. I was not the driver that caused this accident. I have a clean driving record. My insurance is picking what it can. The article is about insurance companies selling poor policies. The man that caused this acciendent could have very well hit you that day.

My job is not to point fingers. Its to make sure people /drivers are properly insured.

And I am not saying "everyone " should pay higher rates. People with negligent and criminal driving records should have too tho. Someone with 2 a driving history such as Rods, he should have to pay higher rates.

10 likes, 3 dislikes
Posted by Angie on 02/01/2018 at 11:11 AM

Re: “A Car Crash Paralyzed a Teen. Her Likely Insurance Payout: Just $25,000

If I read this correct, she is complaining that the insurance policy that SHE purchased wasn't enough and she wants the state to mandate more. She also states that she is living pay check to pay check so she purchased the cheapest policy that she could afford. She could have gotten a policy that paid a million dollars, that was YOUR choice. Just like buying a life insurance, YOU choose the amount of coverage. YOUR choice of policy will now cost the tax payers for a life time of care for YOUR child. Don't force your bad decisions on everyone else's pay.

3 likes, 15 dislikes
Posted by Ted Miles on 02/01/2018 at 7:47 AM

Re: “A Car Crash Paralyzed a Teen. Her Likely Insurance Payout: Just $25,000

The article is fact. However, this is not about Rod.

Insurance companies NEED to be educated on who they are selling policies too. If someone has numerous DWI.s (6) and is a danger behind the wheel, he should have to pay higher rates. Red flag people! If one can not afford the appropriate offered policy, one should not be allowed to drive. Its a privlige. There's Public trasportation! Thats what its for. If you get caught driving, that is breaking the law.

I think insurance policies should be held accountable for situations as this.. They are a multi million dollar business. Selling poor policies to anyone. Who suffers? The victim. She suffers.

Yana should not have to feel my strugglet which I am about to face. That little girl has been through enough. I should be focused on her recovery and health. Instead I am wondering how I will maintain what we have while being out of work for at least 12 weeks,

If the negligent driver that causes the injury, can't compensate, I am sure the insurance companies would be able to. Maybe then they would be more educated/ selective, let them feel the fire!


Lets be the change.
Change.org
Patfan78.af@Gmail.com

10 likes, 5 dislikes
Posted by Angie on 02/01/2018 at 12:27 AM

Re: “A Car Crash Paralyzed a Teen. Her Likely Insurance Payout: Just $25,000

Article is fact. This is not about Rod.
Insurance companies should not be allowed to sell poor policies. They should be aware of who they are selling a policy to. (It goes the same for anything. )If you have a lengthy/ negligent driving history, you should have to pay higher rates. You are a danger. If you can't afford the appropriate policy, then you shouldn't be allowed to drive. It is a privilege. Take public trasportation. And if you get caught driving, then you are breaking the law.


If million dollar insurance companies want to sell poor policy to people with negligent/ dangerous driving history, maybe they should be held responsible for all financial damage..


My focus should be on my daughters health and recovery. No. Instead I am wondering how I am going to pay my bills for the next few months. And stressing that she will feel my struggle. My kids should not have to feel it. Yana and Uriah have both been through enough. They shouldn't have to be punished for someone's mistake.

I need to change this. We need to change this.

Angie Farr
Patfan78.af@gmail.com
You can also find me on facebook

8 likes, 4 dislikes
Posted by Angie on 01/31/2018 at 11:59 PM

Re: “A Car Crash Paralyzed a Teen. Her Likely Insurance Payout: Just $25,000

Also, his insurance isnt even the minimum. This article is straight up lying.

0 likes, 12 dislikes
Posted by Jin Gitaxias on 01/31/2018 at 9:09 PM

Re: “A Car Crash Paralyzed a Teen. Her Likely Insurance Payout: Just $25,000

Hes my family I know exactly what he has on his record. Pot is about to be legalized in Vermont for recreational use, and his DUI was 10 years ago. Hes been in complete compliance with the program so he can drive legally. His insurance was approved by the bank(his car is out on a loan). And all that stuff besides, what does it have to do with the situation? He wasnt big or drunk when he was driving(which has been proven), it was a complete accident, if you had been driving where he was at that time it probably would have happened to you. His quote was self defense cause people like Angie and Mark Davis want to demonize him for their own agenda/profit. If he was drunk or high when he was driving Id understand him including his record, but he wasnt. It was purely for shaming.

2 likes, 11 dislikes
Posted by Jin Gitaxias on 01/31/2018 at 9:08 PM

Re: “A Car Crash Paralyzed a Teen. Her Likely Insurance Payout: Just $25,000

Jin - he has a DUI on his record and was caught with pot in his possession while driving his 13 year old daughter, after an accident that caused a severe permanent injury. His quote about not having millions doesn't really change anything about the wreckage of his bad decisions, does it?

9 likes, 7 dislikes
Posted by Nate Awrich on 01/31/2018 at 8:04 PM

Re: “A Car Crash Paralyzed a Teen. Her Likely Insurance Payout: Just $25,000

This article is trash Mark, along with you. You called this man while he was GRIEVING and are using this as propoganda to push insurance laws and to make a buck. Your fake sympathy has been noted. Yana has always been with her father, he has never been a danger to her or anyone while hes been the man he is today. Ask anyone in Winooski who is a local, theyll tell you the man Rod REALLY is.

6 likes, 20 dislikes
Posted by Jin Gitaxias on 01/31/2018 at 5:52 PM

Re: “Would Legal Pot Make or Break Medical Dispensaries?

Does anybody at any point had a go at implanting cannabis on their sustenance? I have perused many articles proposing that cannabis has an extremely powerful impact when it accompanies agony and inflamation like this strain http://www.ilovegrowingmarijuana.com/mothers-helper/. The explanation behind this is I dont smoke so blending it with nourishment appears a smart thought. Any individual experience or tribute is very valued. TIA

Posted by Craig Mckenley on 01/31/2018 at 11:25 AM

Re: “In the NEK, an Addiction Recovery Coach Heals Others — and Herself

Your story has power Cindy and it speaks for those who cant or dont have a voice. For every story we share we can only pray it change lives. Very glad to share this journey with you.
A river cant divide us Vermont and NH United!!!

Posted by Doris Enman on 01/28/2018 at 10:02 PM

Re: “In the NEK, an Addiction Recovery Coach Heals Others — and Herself

Cindy thanks for sharing your voice for those that may not have one. Your story is power and it does change lives. Very honored to walk this journey with you.

Posted by Doris Enman on 01/28/2018 at 10:00 PM

Re: “Pot, Not Pills: PhytoScience Envisions a New Strain of Pharmaceuticals

I am looking forward to PhytoScience adding tests for pesticides, molds and residual solvents to their menu.
Without these test any cannabis product's "purity" is in doubt.

Posted by nmp on 01/13/2018 at 10:52 AM

Re: “Turning Point Center Fights Addiction With Crafts and Community

I don't know about the Chittenden County branch of Turning Point, but the one in Central Vermont (BARRE, VT), funnels SSDI and Section 8 taxpayer money, into supporting deadbeat drug addicts. They know how to play the paper game: those addicts don't work, or go to school: they live off welfare and 3SquaresVT, with Section 8 paying their rent, dealing drugs off Facebook Marketplace for extra cash. Their Turning Point supervisors are completely oblivious and even made a deal with Elliot Curtain and Jo Ann Corkskie Gibbons of Haviland Property Mangement of WARM VT to continuously rent to them. Guess it doesn't matter to them as long as they get paid through the non-profit they work for, and rent is paid on time. This effects all storeowners locally: crime rate increases when these former addicts and criminals are enabled through Vermont's generous liberals.

Posted by Cassandra on 12/18/2017 at 9:54 AM

Re: “Turning Point Center Fights Addiction With Crafts and Community

Absolutely agree

1 like, 2 dislikes
Posted by Country Woman on 12/14/2017 at 2:55 PM

Re: “Turning Point Center Fights Addiction With Crafts and Community

Truly one of the best-run and most relevant non-profits out there. Great people dealing with a public health crisis with a lot of love and purpose. Thanks for this story.

2 likes, 2 dislikes
Posted by Peter Espenshade on 12/14/2017 at 1:20 PM

Re: “Pot, Not Pills: PhytoScience Envisions a New Strain of Pharmaceuticals

Im very interested in this as a patient for volunteering. I have multiple back issues & pain related injuries.

Posted by JGH on 12/03/2017 at 3:57 PM

Re: “Researcher and Activist Bob Melamede Considers Marijuana a Miracle Drug

Julie Green to me you look like characters from cheap American sitcoms and movies which want to get attention and fame by bothering or harming someone who is doing something on a global scale.I am Danica Una Petrovic from Belgrade,Serbia

4 likes, 9 dislikes
Posted by Danica Una Petrovic on 11/10/2017 at 9:41 AM

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