Nicole Citro | Seven Days | Vermont's Independent Voice

Nicole Citro 
Member since May 30, 2016


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Re: “A Car Crash Paralyzed a Teen. Her Likely Insurance Payout: Just $25,000

Also; I see it all the time where someone opts to go for the minimum for many different reasons; they can't afford it usually because of a horrible driving record which causes the rate to be high or they just don't want to. We are constantly seeing people purchase the policy, get a proof of insurance card, go get their vehicle inspected and then let the policy lapse. I see a much bigger problem with not insured operators more than under insured ones. Where the state could help would be first requiring proof of insurance to get the car registered and if the insurance lapses, their registration gets pulled - many surrounding states do this. Raising the minimum would be great, I always try to get clients to purchase higher limits (especially if you own a home - they will come after assets if you do not have enough insurance) but so many just do not listen. I will keep this girl in my prayers.

3 likes, 1 dislike
Posted by Nicole Citro on 02/03/2018 at 5:21 PM

Re: “A Car Crash Paralyzed a Teen. Her Likely Insurance Payout: Just $25,000

Okay, a little clarification from someone who has been an insurance agent for over 30 years; If I'm reading this correctly, the 13 year old was a passenger in the vehicle, so the Bodily Injury portion of the policy would pay for her medical expenses once the driver was found to be liable for those injuries. The State of Vermont requires at least $25,000 per person Bodily Injury coverage and $50,000 per accident Bodily injury coverage with $10,000 in Property Damage to others. The state also requires as a part of the minimum coverage you must purchase to be legal on the road is Uninsured/Underinsured Motorist Coverage. It would not pertain to the accident like this one...but say you carry the minimum coverage and injury someone in another vehicle and their medical expenses are excessive - your policy would pay the $25,000, then their policy would pay under the UM coverage. The minimum required under the UM coverage is $50,000 per person, $100,000 per accident (both for bodily injury) and $10,000 for property damage. This point was not addressed at all in this article.

3 likes, 1 dislike
Posted by Nicole Citro on 02/03/2018 at 5:21 PM

Re: “Lisman, Scott Campaigns Clash Over New Flier

Dear Bruce Lisman,
I want to say thank you for the postcard I received from your campaign this morning. I think it will be very effective in helping Vermonters make their decision as to who to elect as their next Governor. With this mailing you have made it very clear the only candidate who is right for Vermont is Phil Scott.
You may have been born and raised in this state but with the time spent making your millions in New York City it is evident, you have lost your Vermont values. The manipulation of the facts in and of itself is a pathetic political maneuver. But the duplicitous characterization of someone who has done significantly more for this state than you ever have speaks louder. It shows you are desperate and do not have a clue as to the moral code of Vermonters who support a person such as Phil possess.
The blame for the current economic calamity happening in this state lies firmly on the Democrats. The solution is a Republican party who will be strong and united to fight against further chaos in Montpelier. Campaign tactics such as this postcard only serve to divide us. Pulling this campaign down into the mud only goes to reveal that in the mud is where you feel comfortable wallowing.
Vermont deserves better. I know other voters such as myself will now recognize you are not one of us. You are not the leader capable of the dedication the people of this state require, Phil Scott is. So again, I thank you for spending thousands of campaign dollars on this mailing. I suspect it will make all the difference.
Sincerely,
Nicole Citro

27 likes, 22 dislikes
Posted by Nicole Citro on 05/30/2016 at 5:39 PM

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