By virtue and in execution of the power of sale contained in a certain Mortgage from CNE Property Services LLC. (“CNE”) to Vermont Federal Credit Union (“Lender”) dated October 7, 2021 and recorded in Book 279, Page 91 of the Town of Hinesburg Land Records, as well as a Mortgage from CNE to Lender dated October 7, 2021 and recorded in Book 279, Page 107 of the Town of Hinesburg Land Records, conveying to Lender, with power of sale, certain property known as 14312 Route 116 in Hinesburg, Vermont and more particularly described in the Mortgage (“Property”), of which Mortgages Vermont Federal Credit Union is the present holder:

TIME AND PLACE OF PUBLIC SALE: For breach of the conditions of and for the purpose of foreclosing said Mortgages, the Property will be sold at Public Auction on November 5, 2026 at 11:00 am at 14312 Route 116 in Hinesburg, Vermont.

The Public Auction may be adjourned one or more times for a total time not exceeding 60 days by announcement of the new sale date to those present at each adjournment or by posting notice of the adjournment in a conspicuous place at the location of the sale. Written notice of the new sale date shall also be given by first class mail, postage prepaid, to any person who received notice of the sale pursuant to 12 V.S.A. § 4965.

PROPERTY DESCRIPTION: The Property being sold is all and the same lands and premises described in said Mortgages, to wit:

Being all and the same land and premises conveyed to CNE Property Services LLC by Warranty Deed of Frost Properties, LLC dated October 7, 2021 and recorded at Book 279, Page 89 of the Hinesburg Land Records.

Being all and the same land and premises, together with improvements thereon, conveyed to Frost Properties, LLC, by Warranty Deed of Reginald L. Blaise and Brenda F. Blaise, dated November 18, 2003, and of record in Book 167 at Page 152 of the Town of Hinesburg Land Records.

Being all and the same land and premises, together with improvements thereon, conveyed to Reginald L. Blaise and Brenda F. Blaise by Warranty Deed of Robert F. Beauregard and Eileen B. Beauregard dated March 1, 1982, and of record in Book 47, Pages 512-514 of the Town of Hinesburg Land Records, and being therein partially described as follows:

All and the same land and premises conveyed to the within grantors by warranty deed of William V. Mallow and Ina Mae Mallow dated June 1, 1976, and of record in Volume 39, Page 45, of the Hinesburg Land Records, and described therein as follows:

Being a parcel of land, with combination dwelling house and store, pool and all other improvements thereon, said property located adjacent to and westerly of Vermont Route 116, so-called, where said Route 116 intersects with the Hinesburg-Huntington Road, said property equaling 1 1/8 acres, more or less.

Being all and the same land and premises conveyed to the within Granters by Warranty Deed of William H. and Gladys Mallow dated the 12th day of September, 1962 and of record at Volume 31, Page 59A of the Town of Hinesburg Land Records, and being the land conveyed to within grantors dated the 18 day of May, 1964 by one Casey of record at Volume 31 Page 242 of the said town land records.

Included in this conveyance are any pumps, pipes, tanks and easements and rights of way thereto, as reserved in a deed to the State of Vermont dated June 17, 1952 and recorded in Volume 29 at Page 190 of the Hinesburg Land Records.

Without making any warranty with respect thereto, the hereby conveyed parcel of land is believed to be bounded as follows: Northerly by land now or formerly of Royden Layn and Muriel Layn; Easterly by the right-of-way of Vermont Route 116; and Southerly and Westerly by land now or formerly of Francis L. Casey and Grace C. Casey.

Reference is hereby made to the above-mentioned instruments, the records thereof, the references therein made, and their respective records and references, in further aid of this description.

The description of the Property contained in the Mortgages shall control in the event of a typographical error in this publication.

TERMS OF SALE: To qualify to bid, prospective bidders must tender to the Auctioneer before the sale the amount of $10,000.00 (the “Bid Qualifying Deposit”) in cash, certified funds, bank check, or other primary bank obligation, unless the parties agree on some other amount. The Property shall be sold to the highest bidder, and the high bidder’s Bid Qualifying Deposit will be held as a non-refundable deposit, and will be considered reasonable liquidated damages if the highest bidder fails to close on the purchase of the Property. All other bidders’ Bid Qualifying Deposits shall be returned to the unsuccessful bidders who supplied them.

The successful bidder will be required to sign a “no contingency” purchase and sale agreement at the conclusion of the Public Auction. The sale is “AS IS, WHERE IS,” subject to all liens, encumbrances, unpaid taxes, municipal assessments, and other matters which take precedence or priority over the Mortgages. The closing shall be held, and the balance of the purchase price shall be due and payable in cash, certified funds, bank check, or other primary bank obligation, upon the delivery of a Foreclosure Deed to the purchaser within forty-five (45) days after the sale, unless such date is mutually extended by the parties.

The mortgagor and all junior lienholders are hereby notified that at any time before the foreclosure sale, the mortgagor and all junior lienholders have a right to petition the Civil Division of the Superior Court for the county in which the Property is situated, with service upon the mortgagee, and upon such bond as the Court may require, to enjoin the scheduled foreclosure sale. Failure to institute such petition and complete service upon the foreclosing party, or the party’s agent conducting the sale, prior to sale shall thereafter bar any action or right of action of the mortgagor or any junior lienholder based on the validity of the foreclosure, the right of the mortgagee to conduct the foreclosure sale, or compliance by the mortgagee with the notice requirements and other conditions of 12 V.S.A. §§ 4961 et seq. An action to recover damages resulting from the sale of the Property on the date of the sale may be commenced at any time within one year following the date of the sale, but not thereafter.

The mortgagor is entitled to redeem the Property at any time prior to the sale by paying to the mortgagee the full amount due under the Mortgages, including the costs and expenses of the sale.

Other terms to be announced at the Public Auction. Inquiries may be made with the Thomas Hirchak Company, 1878 Cadys Falls Road, Morrisville, VT 05661. Telephone: 802-888-4662. Email: info@THCAuction.com

VERMONT FEDERAL CREDIT UNION

Date: 9/1/26  

By: /s/ Addie Cusick-Loecher                            

Addie Cusick-Loecher

SHEEHEY FURLONG & BEHM P.C.

(802) 865-6323